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The Insider's Guide to Saving Money

by Michael Ellenbogen

224 pages; quality trade paperback (softcover); catalogue #05-1086; ISBN 1-4120-6185-7; US$21.95, C$27.44, EUR17.83, £12.36

Don't throw your money away! The Insider's Guide to Saving Money provides a wealth of financial ideas and practical tips to help you save money every day.

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About the Book      About the Author      Excerpts      Catalogue Information

About the Book

Whether you are purchasing a CD or a new car, step-by-step procedures are provided to guide you through the process. Did you know that the price of appliances, carpeting, furniture, contracted services, and more are all negotiable? Take the time to make sure you get the best price on all of your purchases. This is not a book of get rich quick schemes, but rather a real-life guide to keeping more of your hard earned money under your control. Learn how to resolve customer service issues to your satisfaction. Companies assess penalties and fees when they feel we don't follow their rules. Hold them accountable when they don't fulfill their responsibilities.

Explore financial and practical tips on a variety of subjects.

Find out how planting trees can reduce your utility bill.

Check out the heating and cooling efficiency tables before you buy your next appliance.

Use the information regarding the advantages and disadvantages of leasing a car to determine if it's the right choice for you. A glossary of leasing terms is provided along with examples that will allow you to calculate your monthly lease payment.

Find out how The Funeral Rule protects you.

Use the internet to your advantage. Complete instructions help you to conduct successful internet searches to find the information you need.

A comprehensive tipping guide allows you to calculate tips for many service occupations with ease.

Apply the information contained in the book to save money on your next vacation.

Learn why a good credit rating is always so important - not just when applying for a loan.

Do you contribute to your workplace retirement plan? Find out why you should.

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About the Author

Michael Ellenbogen has spent a lifetime perfecting the techniques he presents in this book. He has always been the "go to" person for friends and family to assist in new car purchases or for help in resolving customer service issues. He began putting his experiences to paper as a reference for his daughter. He soon realized that this information is useful for all consumers. Growing up, he worked with his father in the family business. Working in the information technology field, he has held positions with major insurance and financial institutions, most recently in the role of Network Services Manager. Michael resides with his wife and daughter in Bucks County, Pennsylvania.

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Excerpts

There is always someone out there willing to make less of a profit on a product and make up the difference by selling in volume. As a consumer, you owe it to yourself not to over-pay for a product.

When traveling, use your work address on luggage tags. The airlines can still contact you if your luggage is misplaced, but burglars will not have access to your home address while you are on vacation and your house is empty.

If you are sending an E-mail to someone you have not dealt with before and are looking for a quick response try to put the words"Second Notice" in your subject line. That seems to get people to be more responsive.

Internet Searches

The Internet is a very powerful and useful tool. It allows you to find information on just about any topic. It can be used to comparative shop, educate, locate businesses, learn how to do something, locate people, find specialty hard to find items, and many other things. Sometimes it may seem a bit overwhelming when it provides more information than you need. When these issues occur, just be patient and redefine your search criteria. You may need to eliminate some words or text. The following is a brief lesson on using the Internet to your advantage, and an overview of commands that may make searching easier for you.

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Catalogue Information

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