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Help Me!/Ayudame!: Please Explain My Benefits/Por Favor Explicame Mis Beneficios

by Dell Housewright

137 pages; quality trade paperback (softcover); English, Spanish; catalogue #06-0713; ISBN 1-4120-8957-3; US$17.95, C$20.64, EUR14.74, £10.32

This book will not make you an expert on health benefits. It will teach you enough about the various choices available to enable you to make informed and intelligent decisions.

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About the Book      About the Author      Catalogue Information

About the Book

For more than fifteen years, I have worked with companies helping Human Resources understand and explain to their employees just what company benefits were being offered, how they worked, and how they were used. Then I would assist the employee enroll in the plans best suited for the individual. It was a rare occasion when I would attend an enrollment, and the offered benefits were understood.

When I met individually with the employees, I found that they did not know the differences in the medical and dental plans offered. They did not know the difference in group products and individual. Long term and short term disability plans merged together in their minds, and the voluntary benefits were a total mystery.

Generally, the employee would choose what he needed for the new plan year based on what they had last year, what a friend had, or how attractive was the plan name. The questions most often asked were related to the construction of the plan: "What will this do for me? How does it work if something happens? How do I choose a doctor? Where do I go? Do I really need this?"

In order to answer these questions, the employee must read through the plan designs, ask the HR person, or ask the Insurance Company Representative. This brings up the biggest question of all: "Can I trust you to help me find what is right for me?"

This will not make you an expert on health benefits. The intention is to teach you enough about the various choices available to enable you to make informed and intelligent decisions during each enrollment.

Keep it handy on a shelf for referral when the little questions come up during the year.

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About the Author

Dell Housewright was raised on Air Force Bases in different parts of the world. After High School he volunteered for the Marine Corps and served in Vietnam.

Using his GI Bill, he was able to return to school and received his degree in Human Resource Management from Pepperdine University in Malibu in 1976. He has since worked in management, sales, and training positions for Shell Oil Company, Xerox Corporation and Roadway Express.

Since 1989, Dell has worked with employee benefits as an insurance agent. His experience as a salesman, benefits enroller, account executive and case manager led him to write this book.

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Catalogue Information

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