The Savings Dilemma of Traditional Insurance

About the Book

Due to the wide variety of life insurance products,investment options and annuities, with their unique contractual provisions; prospective and current policyowners and investors experience tremendous frustration and confusion over the value of life insurance contracts, in comparison with other investment vehicles and strategies.

Insurance logic dictates that the bottomline is that neither whole life insurance nor traditional investment vehicles such as stocks, bonds,IRA's, etc. can replace the other. Instead of relying either on life insurance policies or conventional investments the public should create a composite portfolio that consists of a mixture of both.

The importance of this book lies in its illumination and clarification of the various types of life insurance policies, annuities and investment options that are sold to the general public.

Currently many prospective investors and policyowners are confronted with a confusing array of investment and insurance options.

This book will assist all consumers in making difficult insurance choices.

About the Author

Dr. Dan Strain is currently chief executive officer of Paradigm Financial Group, LLC located in Columbus, Georgia. Dr Strain started in the financial services field on March 13,1972.

In order to enhance his knowledge in the complex field of insurance and finances, Dr. Strain pursued advanced courses from what is the industry's premiere institution,
THE AMERICAN COLLEGE
Here he earned the designation of Chartered Life Underwriter (CLU) OTHER DESIGNATIONS:
Registered Health Underwriter (RHU) 1979
Life Underwriter Training Council Fellow (LUTCF) 1985
Registered Financial Consultant (RFC) 1993
Licensed Counselor (GA)
Certified Elder Planning Specialist (CEPS) 1998

EDUCATION:

Auburn University Bachelor of Science in Business 1969
Northwestern College of Allied Science MBA 1980
Kennedy-Western University PHD October 2002

ORGANIZATIONS: National Association of Life Underwriters
Columbus, Ga Chapter of CLU/CHFC
Member Columbus Estate Planning Council