Live For Today! Plan For Tomorrow

About the Book

Experience a journey that will take you through four major aspects of Financial Planning as it comingles with personal Life Planning. You will see a focus on investment strategies and financial knowledge while helping you to understand the many aspects of personal finance, economics, estate & retirement planning. You will learn of our endless pursuits for material wealth and success at the expense of our health and well-being. Although the pursuit of wealth and success is an ingrained social and cultural phenomenon, sound advice and practical solutions are sprinkled throughout the book to help you manage these societal pressures.

Goals and planning are a common thread throughout the book and you will be convinced of the power of the written plan as you move through the pages. Financial planning is not simply about buying a term deposit, stock or mutual fund, but a comprehensive process involving every aspect of your personal fincancial life. From the intital stage of Discovery through Knowledge, Planning and Development to Action, you will come to realize that it is not a one-time deal depositing money into a particular investment or setting up an insurance policy. It is an ongoing dynamic process that changes with your life stages and goals.

If you were wondering what has caused the recent financial crisis of 2008, nearly collapsing the global economy, Montague explains why and how this happened. Economic fundamentals ultimalely determine corporate earnings which drive the stock markets up steep hills, over bumpy roads and sometimes right over a cliff. But, written in these pages are many rational investment strategies and conservative money management ideas that will help you to save and invest throughout your careers and retirement with a peace of mind.

The component parts of the book are tied together by a philosophy of life that promotes a balanced and moderate life style that will result in peace of mind. I will show you that you have permission to make guilt free change for selfish reasons if needed, for your own self-preservation. Knowledge and developing a passion for learning versus the pursuit of wealth and success are alternate paths everyone should consider. In the end, you will discover the true secret, the truth has always been inside you, if you listen. The major theme is quite clear on the importance to Live For Today! Plan For Tomorrow.

About the Author

Robert Montague, CFP, CIM has been a dedicated Financial Planner for more than 15 years. He brings a unique perspective on the financial planning industry, to his clients and the general public. His true value to clients is his investment expertise and personal insight into the meaning of life and money. His clients consistently receive trusted, comprehensive financial planning advice and service; as well as independent and objective advice about the markets and their individual investments.

Robert has fulfilled every possible accreditation in the industry. He is a holder of the Certified Financial Planner (CFP) designation and is a member in good standing with the Financial Planners Standards Council(FPSC). He is also a holder of the Canadian Investment Manager (CIM) designation, awarded by the Canadian Securities Institute. Additionally, Robert is a dual member in good standing with The Toronto Chartered Financial Analyst Institute and CFA Institute.